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Time Warner Cable and News Corp. are in an end-of-year face-off over carriage fees, with TWC threatening to pull Fox programming. While both flex their muscles, the truth is that both need each other so that consumers don't run into the arms of alternative viewing methods.

Even smart people make financial moves that are downright illogical. Emotions and superstitions have a sneaky way of keeping you from rational financial decisions. But dumb choices can have serious, real-world consequences. Here are some of the biggest blunders we all make, plus tips from the experts on how to keep cool.